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Do you work in the medical profession? Here is how Lothbury can help you!

Lothbury UK Ltd > News > Do you work in the medical profession? Here is how Lothbury can help you!

Medical Malpractice

Medical Malpractice insurance (or Medical Malpractice Liability Insurance) is designed for healthcare professionals to protect them in the event of any allegations of medical malpractice or clinical negligence.

At Lothbury UK, we recognise the increasingly complicated nature of medical procedures, the ever changing delivery of healthcare and the more frequent litigation this can bring. Support from brokers and insurers, who understand your sector inside out, is more important now than ever! Long term commitment is crucial because claims can take many years to come to light.

Lothbury UK are able to provide bespoke insurance solutions for every facet of the medical profession, placed with specialist underwriters with unrivalled knowledge of the medical sector. Our wordings are offered on a ‘claims made’ basis which, put simply, means your policy will respond to claims submitted whilst the policy is active, no matter when the alleged incident occurred.

Worldwide coverage is available and we aim to take a flexible, innovative approach to programme structures to provide boutique policies for private services, NHS services, and individual practitioners.

Coverage can be arranged for many types of medical risks including:

  • Private and public hospitals worldwide, including obstetrics
  • NHS services (insurances provided to meet NHS contractual requirements) including out of hours and 111 services
  • Allied healthcare
  • Primary care providers and services
  • Medical Repatriation
  • Care homes/domiciliary care
  • Medical universities
  • Specialist treatment units
  • Fertility clinics
  • Acute GP services
  • Clinics
  • Medical staff agencies
  • All medical practitioners considered
  • Dentists
  • Prison health
  • Mental health hospitals, secure/semi secure

Comprehensive Coverages are available which include but not limited to:

  • Medical Malpractice Insurance
  • Professional Indemnity Insurance (Financial Loss)
  • Material Damage
  • Legal Expenses (with CQC and CCG extensions)
  • Loss of Revenue
  • Employers Liability
  • Public Liability
  • Products Liability
  • Cyber Liability
  • Combined Limits to include each claim in the annual aggregate and other class sub-limits
  • Employment Practice Liability for Directors & Officers
  • Locum Insurance
  • Legal protection insurance
  • Run Off Cover
  • Extended Reporting Period
  • Defamation coverage to include libel & slander as well as inquests

For more information on Medical Malpractice policies please contact:

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